Terms & Conditions

Effective Date: 3 October 2025

These Terms & Conditions (“Terms”) govern your use of grubaryba.info (“we”, “our”, “us”). By accessing or registering on this platform, you agree to comply with these Terms. If you do not agree, you must stop using the website immediately.

1. Eligibility

You must be at least 18 years old and legally permitted under Nigerian law to use this platform. By creating an account, you confirm that you meet these requirements.

2. Account Registration

To use certain features, you must create an account with accurate and complete details. You are responsible for keeping your login credentials safe and for all activities carried out under your account.

3. Use of Services

Our platform is provided for lawful, personal use only. You must not misuse the services, engage in fraudulent activity, or attempt unauthorized access to our systems.

4. Payments and Transactions

All deposits, withdrawals, and payments must be valid and authorized. We are not responsible for delays, errors, or failures caused by third-party payment providers.

5. Intellectual Property

All trademarks, content, logos, and designs on grubaryba.info are owned by us or licensed to us. You may not copy, reproduce, or distribute them without prior written consent.

6. Limitation of Liability

Our services are provided “as is” without any warranties. To the fullest extent permitted by Nigerian law, we are not liable for any direct, indirect, or incidental damages resulting from your use of the platform.

7. Privacy Policy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal data. Please review it carefully.

8. Suspension or Termination

We reserve the right to suspend or terminate your account at any time if you breach these Terms, misuse the platform, or act unlawfully.

9. Amendments to Terms

We may update or revise these Terms occasionally. Any updates will take effect once posted on this page with a new “Effective Date.” Continued use of the platform means you accept the updated Terms.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved in Nigerian courts under applicable law.

11. Contact Us

If you have questions or concerns about these Terms & Conditions, you may contact us at:

📧 Email: [email protected]

🌐 Website: grubaryba.info